Effective Date: December 15, 2024
Welcome to Stock Market Paycheck ("Company," "we," "our," or "us"). By accessing or using our services, including but not limited to our website, tools, courses, and other resources (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). Please read these Terms carefully.
1. Acceptance of Terms
By accessing or using the Services, you agree to comply with and be bound by these Terms, as well as our Privacy Policy. If you do not agree to these Terms, you must discontinue use of the Services immediately.
2. Eligibility
You must be at least 18 years of age or the age of majority in your jurisdiction to use our Services. By using the Services, you represent and warrant that you meet these eligibility requirements.
3. Services Provided
Stock Market Paycheck provides educational content, tools, and resources related to financial literacy and stock market investing. The Services are for informational purposes only and do not constitute financial, investment, legal, or tax advice. You are solely responsible for your financial decisions.
4. Account Registration
To access certain features of our Services, you may be required to create an account. You agree to provide accurate and complete information during registration and to keep your account credentials confidential. You are responsible for all activities that occur under your account.
5. Prohibited Activities
When using the Services, you agree not to:
- Use the Services for any illegal or unauthorized purpose.
- Share or distribute copyrighted material without proper authorization.
- Engage in data mining, scraping, or similar data gathering activities.
- Attempt to disrupt or compromise the functionality of the Services.
6. Payment and Subscription Terms
Certain features of the Services may require payment. By purchasing a subscription or product, you agree to our pricing and billing policies:
- All fees are non-refundable unless explicitly stated otherwise.
- Subscription plans renew automatically unless canceled in accordance with our cancellation policy.
- You are responsible for maintaining up-to-date payment information.
7. Intellectual Property
All content, materials, and features available through the Services, including but not limited to text, graphics, logos, and software, are the intellectual property of Stock Market Paycheck or its licensors. Unauthorized use, reproduction, or distribution is strictly prohibited.
8. Disclaimer of Warranties
The Services are provided "as is" and "as available" without any warranties of any kind, express or implied. We do not guarantee the accuracy, completeness, or reliability of the content provided.
9. Limitation of Liability
To the fullest extent permitted by law, Stock Market Paycheck and its affiliates will not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Services.
10. Indemnification
You agree to indemnify and hold harmless Stock Market Paycheck, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, damages, or liabilities arising from your use of the Services or breach of these Terms.
11. Termination
We reserve the right to suspend or terminate your access to the Services at our sole discretion, without notice, if we determine that you have violated these Terms.
12. Changes to Terms
We may update these Terms from time to time. Any changes will be effective upon posting on our website. Your continued use of the Services after such changes constitutes your acceptance of the revised Terms.
13. Governing Law
These Terms are governed by and construed in accordance with the laws of Illinois, without regard to its conflict of law principles.
14. Contact Us
If you have any questions about these Terms, please contact us at info@stockmarket-paycheck.com.
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Thank you for choosing Stock Market Paycheck!